Risk is inherently impossible to second guess as we all face potential risks in our day to day lives. It is important to protect your personal and financial wellbeing from the impacts of illness, injury, permanent incapacity, traumatic illness and death. It can significantly impact your future saving capacity, standard of living and plans for a comfortable retirement.
Kalpa Wealth Management offers clients a service to identify the risk they possess in their personal, or business, financial situations. Once we are able to ascertain significant risks that may impact your future saving capacity, we help you manage or eliminate potential risks in the form of insurance cover.
The type of insurance that’s right for you may vary depending on your stage in life, your family situation or your tolerance towards risk. Our approach is to consider these factors when evaluating the type of insurance that may be appropriate for you and your dependents in order to protect you and those you care for from financial hardship in the event of an unforeseen illness, injury or death.
Depending on your situation and capacity to withhold risks, this may include business insurance, personal insurance such as family, home and health and general insurance.