Dividend cuts – what can investors expect?
Since the financial crisis more than a decade ago, investors have had to search much harder for income as savings rates have plunged. Many have looked to the equity market …
Market Insight – Staying the Course
While it can be hard to stay in the market when share prices plummet, now is not the time to panic. The COVID-19 (coronavirus) pandemic has triggered a share market …
Light at the end of the coronavirus tunnel – what does it mean for investors?
Introduction The blanket coverage of coronavirus and its impact on the economy can lead to a lot of confusion. Some reports are hopeful of anti-viral drugs, others say a vaccine …
Federal Government stimulus package
March 2020 What it means for individuals, retirees and the Australian economy Here we explain some of the benefits you may be eligible for. With the COVID-19 coronavirus crippling the …
The increasing spread of Coronavirus: updated economic and investment market implications
Key points While reported new coronavirus cases in China have slowed, the pickup in cases outside China has led to a renewed sharp fall in share markets and bond yields. …
Bushfires and the Australian economy
Key points: The bushfires are expected to result in around a 0.4% hit to GDP mainly in the March quarter followed by a rebuilding boost. The hit to consumer spending …
The Coronavirus and its impact on markets
The Coronavirus is slowly jumping international borders after its initial spread in China, and markets have not been immune to its impact. Coronaviruses are a large family of viruses which …
Review of 2019 – Outlook for 2020
Key points 2019 saw growth slow, recession fears increase and the US trade wars ramp up, but solid investment returns as monetary policy eased, bond yields fell and demand for …
What assets can you have before losing your pension
There are many benefits to receiving a pension or even a part pension, but there are limits to what level of income or assets you can have to be eligible. …
Tips for boosting retirement savings and investments in a lower-for-longer world
Retirees now face a bold truth: investing in traditional safe haven assets do not provide the returns they once did. So, where to from here? The first thing is to …
The search for dividend yield in a low-growth environment
Investors have faced a low-growth environment with low yield for some time now and this does not appear to be changing anytime soon. Global economic activity is slowing notably, reflecting …
Putting a value on your potential
What is your most financially valuable asset? The answer to this question could be quite different depending on your age. A younger person may say their car or a possession, …
Going solo in retirement
While divorce rates have fallen in Australia in recent years, there is one age group where it’s becoming more common. In the two decades to 2017, the divorce rate for …
Economic Update
Market and Economic overview Australia Australian interest rates were lowered by 0.25% to 0.75% in October but left unchanged in November. Most observers expect borrowing costs to be lowered further …
Do falling markets signal a good time to open an SMSF?
Historically, self-managed super funds (SMSFs) have been seen as a direct way to take control of your retirement savings. By taking charge of your investment selection and asset allocation, there …
6 ways to stay well in retirement
A fulfilling retirement isn’t just about money, it’s about staying healthy, active and connected. So much of preparing for retirement is about the dollars and cents: Working out whether a …
What could the 2019 election outcome mean for you?
While the count continues to confirm whether the Coalition will hold a majority it is now clear that the Coalition will form Government. As such it may be an opportune …
Market and Economic overview
Market and Economic overview Australia Q1 2019 inflation data were released and came in well below consensus expectations. CPI was unchanged in the first three months of 2019 and the …
7 super strategies for end of financial year
7 super strategies for end of financial year The end of the financial year is a good time to think about how you could grow your super and start saving …
Diversification: why it should be your best friend
Diversification is the act of spreading the money you have to invest across a number of different types of investments. For example, rather than putting all your money into shares …