SMSFs and your retirement horizon
Self-Managed Super Fund (SMSF) trustees often ask themselves, “What is the right mix of investments for my SMSF?” It’s a very common question, and one that will need to consider …
Kalpa Wealth Management
Retire on your own terms
As the novelist C. S. Lewis once observed, “You are never too old to set another goal or to dream a new dream.” Retirement should be the start of a …
Could your home deposit be helped by your super?
It’s no secret that saving for a house is tough. Raising the money for a deposit can seem to take forever, even if you’re consistent with your savings plan. Want …
How to spend more to save
The old saying “penny wise, pound foolish” couldn’t ring truer than in today’s throw-away world of overconsumption and excessive production of disposable items. Did you know that many manufacturers have …
New rules to benefit those downsizing for retirement
Australians aged 65 and over who are downsizing for retirement can now contribute the proceeds from the sale of their main residence (up to $300,000) into super. We take a …
Role-reversal: When your parents are relying on you
In the later stages of life, many seniors want to stay independent for as long as possible, but there usually comes a time when they need more support. So how …
Who is the boss of your super?
It’s tempting not to think too much about your super when retirement is still a long way off. After all, it’s growing just fine by itself … right? But the …
Make sure your super goes to your loved ones
While a Will states how you would like your hard-earned assets to be distributed, it doesn’t automatically include your super. That’s because, unlike directly owned property or shares, super doesn’t …
How close are we to a cashless society?
With tap and go payments becoming ever more popular and the advent of instant transfers between domestic bank accounts, how much longer will we be using cash as a form …
Getting personal insurance right
With recent media coverage about insurance sales tactics, many Aussies might be concerned they’re being sold personal insurance policies – life, total and permanent disablement (TPD) and income protection – …
Over 65 but not yet ready to retire?
The days of retiring as soon as you can get an age pension may well be over. With Australians living longer and healthier lives than ever before, many seniors are …